Choice Mortgages

First Home Buyers

Purchasing your first home can be a daunting experience. How much can I borrow? What reports do I need to obtain? Am I eligible for a Welcome Home Loan or KiwiSaver withdrawal? We can help you through the process and make life easy again.

Investment Properties

It used to be fairly simple to purchase a rental property, but now the main trading banks are restricting investors by requiring bigger deposits. We can help you access equity in your existing portfolio and have access to a wide range of non-bank lenders

Refinance

Sometimes you just have to say "goodbye". Perhaps your exiting bank won't approve the loan you really need. Or they are taking you for granted and won't do a good deal while offering discounts and cash to new clients. We can explore if there's a better lender for you.

Construction & Subdivision

Many people dream about building their own home. We can help, whether you're doing a small renovation, major extension or a brand new build. And with the Auckland Unitary Plan allowing for greater intensification, perhaps you need funding for a subdivision too?

Business & Development Funding

Whether you're acquiring a new business, need asset funding, working capital or bridging finance to complete a development project which the Bansk won't fund, we have the business and commercial banking experience to help.

Impaired Credit

Have you gone through a major event like business failure, divorce or job loss? These things happen, but the consequences of missed payments, judgements and defaults can haunt you for years. The good news is, it's normally possible to find a lender who can help.