Choice Mortgages provides clear, practical home loan advice across New Zealand. Helping first home buyers, investors and homeowners structure lending with confidence. With over 20 years experience in financial services, Charles can help everyone from first home buyers to professional property investors structure lending with confidence.
A simple process designed to keep things clear, efficient and easy to act on.
Discuss your situation, goals and what you need help with.
Review suitable lending structures and lender options in plain English.
Prepare your loan application and manage the process through to approval.
Prepare loan documents for a smooth settlement with ongoing support when you need it.
A simple, client-focused service designed to help you make good lending decisions without unnecessary stress.
“I recently refinanced my home loan through Choice Mortgages and had a very positive experience. Charles was professional, responsive, and clear in his communication throughout the entire process. He explained options in a straightforward way and proactively managed the refinance from start to finish, making the process smooth and manageable.”
“Charles listened carefully to our needs and future plans and was very knowledgeable about products to suit us. He was easy to contact, responded quickly, and kept us updated throughout the process. We have 100% confidence in him and would happily recommend his services to anyone.”
“We engaged Charles to arrange lending for our first investment property. He has been extremely professional, a wonderful communicator and advisor, and consistently goes above and beyond with the service he provides.”
“Charles helped my fiancé and I buy our first home together. He made the process easy, explained everything clearly and always communicated promptly. We felt supported throughout what can otherwise be a daunting process.”
“Charles was recommended to us as an excellent broker and he did not disappoint. In 18 months we restructured our home and business lending and purchased three properties which our bank had said was not possible. His professionalism and communication have been outstanding.”
Tell us a little about what you need and Charles will get back to you to discuss your options.
Phone: 021 114 8299
My Financial Service Providers Register number is FSP504006.
Choice Mortgages Limited is a member of Financial Services Complaints Limited, an independent disputes resolution service.
Applying for finance can incur fees and expenses. These can include legal costs, valuation fees and lender loan application fees. In most instances, we will not charge you an advice fee because most lenders will pay us a commission following your loan settlement. Commission does not influence the advice provided, and your interests come first. In the rare instance an advice fee needs to be charged, this will be agreed up-front and in writing so there are no surprises.
As part of assessing clients’ needs, we may refer them to a risk specialist for which the insurance adviser may pay a referral fee. Often this fee is nothing, but it can be up to 30% of the commission the insurance adviser receives. To prioritise clients’ interests, we follow a robust 6-step advice process so recommendations and referrals are made appropriately and based on clients’ goals and needs. These are tracked on a register and monitored regularly so any potential conflicts are identified and managed.